How it Works

Consolidating your debt through government funding with National Debt Consolidation Agency is as easy and effective as it gets. Registration is easy and the bill application process is even easier. Leave all the worries to our professionally trained and competent agents to liaison with our partners at the Department of Health and Human Services to get your bills consolidated.

Our Debt Consolidation through Government Funding is a process. The maximum processing time for debt consolidation is 8 business days. Kindly remember that the Bill Application Form is available for 24 hours after submitting your first bill.
Below is a breakdown of the Debt Consolidation process:‚Äč

  1. Submit your registration and bill application to us for processing.
  2. We review and complete the SF-424 Form while liaisoning with the federal department seeking approval for payment to begin.
    Process Time: 1 business day
  3. After approval, you are notified and payment to your bills begin.
    Process Time: 1-2 business days
  4. Debt Consolidation is completed and you receive a Customer Statement with the receipt and transaction numbers for each payment and a breakdown of the processing fee.
    Process Time: 1 business day
  5. The processing fee is due in full and must be paid according to the How To Pay sheet attached to the Customer Statement.
    Process Time: 3 business days

Great news! We also notify the credit reporting agencies about your completed payments through providing your creditors with internal procesing documents, signed and sealed by the government to submit to these agencies. Within three months, you will see an increase on your credit rating, guaranteed!

Below are a list of some of the top companies that we usually send payments using the E-Business Point of Contact (EBiz POC) and settled using the electronic payment system, FedLine Access Solutions.

  • Bank of America Corporation
  • Capital One Financial Corp.
  • Chase Bank
  • Wells Fargo & Co.
  • Citigroup Inc.
  • PNC Financial Services Group Inc.
  • Fifth Third Bank
  • Pacific Gas & Electric
  • Southern California Edison
  • Florida Power & Light
  • Consolidated Edison
  • Georgia Power
  • Alabama Power
  • Dominion Energy
  • DTE Energy
  • FedLoan Servicing
  • Massachussetts General Hospital
  • UCLA Medical Center
  • Johns Hopkins Hospital
  • Mayo Clinic
  • United Health Group
  • Walmart
  • Geico
  • StateFarm
  • Liberty Mutual
  • AllState
  • USAA